Privacy Policy

​The information that we collect is generally limited to personal information about you that you submit on the Website.  The personally identifiable information that may be collected includes: your name; address; email address; telephone number; fax number; information about your interests in and use of various products, programs, and services; and education level and interests.  Although we are not collecting credit card information at this time, we reserve the right to do so in the future.  To the extent that customer credit card-specific information is collected by our company and any of our affiliates and/or subsidiaries, said information will be kept in confidence and will not be shared with any third parties (other than consumer credit agencies) without the customer's prior informed consent.  Notwithstanding the foregoing, we and our affiliates and subsidiaries reserve the right to share with third parties the fact that they have credit card information on file for specific customers but they will not share this credit card information with third parties without the customer's prior informed consent.  Like most standard website servers, we use log files.  Log files track anonymous user information including, but not limited to, Internet Protocol ("IP") addresses, browser type, Internet Service Provider ("ISP"), referring/exit pages, platform type, date/time stamp, and number of clicks.  This information is tracked in order to analyze trends, administer the Website, track users' movements in the aggregate, and gather broad demographic information for aggregate use.  The information tracked via log files is not linked to personally identifiable information.

The Website uses a "cookie" to assign a unique identifier to your computer.  The cookies we use are persistent files that your web browser places on your computer's hard drive.  Cookies may be used to help save information on past activities and other preferences so that you are not required to reenter information each time that you visit the Website, and to deliver content specific to your interests.  No personally identifiable information is gathered by the cookie.

​Any personal information that you supply to us remains your personal property.  However, by submitting that information to our company, you grant us the right to use your personal information for any legal purpose including, without limitation: a) providing promotional offers to you via email advertising and/or online banner advertising; b) transferring the personal information that you provided to a third party, when necessary, to receive a product, service, or information that you may have requested from such third party while using the Website; c) tracking compliance with our Terms and Conditions; and d) for validation, suppression, content improvement and feedback purposes.  By submitting your information to the Website, you grant our company the right to use that information for marketing purposes and agree to receive email marketing from the Website.  We may maintain separate email lists for different purposes.  In order to end your email subscription to a particular list, you must follow the instructions contained in any email correspondence that you receive from us.  Unsubscribing from one list will not automatically unsubscribe you from all email lists.  We only send email marketing to individuals that have agreed, whether by visiting this Website or through third-party websites, to receive email marketing from us.  We do not send unsolicited bulk emails.  As a result, certain statutes, requiring particular formatting for unsolicited bulk email may not be applicable to the bulk email that is sent by our company.  Though we make every effort to preserve user privacy, we may be required to disclose Personal Information in some instances, such as: 1) when required by law wherein we have a good faith belief that such action is necessary to comply with a judicial proceeding, court order, and/or subpoena; 2) in the event that our company is sold or acquired; or 3) in the event that we believe that the Website is being, or has been, used in violation of our terms and conditions or to commit unlawful acts.  Moreover, you hereby consent to the disclosure of any record or communication to any third party when our company, in its sole discretion, determines the disclosure to be appropriate including, without limitation, sharing your email address with other third parties for suppression purposes in compliance with the provisions of the CAN-SPAM Act of 2003, as amended from time-to-time.

Our company provides you with the opportunity to receive special offers, products, and/or services from other third-party companies.  To receive such offers, products, and/or services your personally identifiable information supplied to us during the registration process will be shared with such third-party companies so that they may provide the product or service to you that you have ordered from them without requiring that you first complete another registration form.  By submitting your e-mail address to the Website you agree to receive e-mail marketing from our company.  We may share our user information and/or join together with other businesses to bring selected opportunities to our users.  We are able to offer third-party services to you, in part, based on your willingness to be reached by our third-party advertisers.  In addition, you agree that such act constitutes a purchase, an inquiry, and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 C.F.R.

We acknowledge your trust and are committed to take reasonable steps to protect Personally Identifiable Information provided from loss, misuse, and unauthorized access. We employ physical, electronic, and managerial processes to safeguard and secure your information.

It is your responsibility to safeguard any/all passwords you use to access any of our Site and/or the Sites to products and/or services offered through our Affiliate Partners and to promptly advise us or the appropriate Affiliate Partner if you ever suspect that your password has been compromised.  We strongly encourage you to change your password regularly to prevent unauthorized access. Your identification number and password are specific to you, you, therefore, acknowledge sole responsibility for any and all use of any applicable Site conducted with your identification number and password.

Links to third-party websites may be provided solely for your information and convenience or to provide additional shopping for various other goods and services through our Affiliate Partners. If you use these links, you will leave our Site.  This Privacy Statement does not cover the information practices of those websites nor do we control their content or privacy policies. 

Credit Phoenix Financial Services Group, LLC and its DBA, MyCreditPhoenix may be paid on a commission basis through its Affiliate Partnerships. The commission may be per click, per lead, per sale, or other possible arrangements. This website may include only offers that provide compensation, but may also provide offers that do not provide compensation and we do not provide a complete list of products that may be available in this industry. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. 

Our partners also receive commissions for marketing these products. Our partners have their own privacy policies, terms and conditions, and disclosures. All product details on this site and our partner sites are presented without warranty. Reasonable efforts are made to maintain accurate information on this website. Terms and conditions for each offer are available on the advertisers' secured application page.

This content is not provided or commissioned by the company whose products are featured on this site (MyCreditPhoenix.com).  Any opinions, analyses, reviews, or evaluations provided here are those of the author alone and have not been reviewed, approved, or otherwise endorsed by the advertiser. 

We suggest that you carefully review the privacy policies of each site you visit.

We take special care to protect the privacy needs of children and encourage parents to be an active participant in their child’s online activities. Our Site does not target and is not intended for children nor anyone under the age of 18; we will not knowingly collect Personally Identifiable Information from them. If we discover personal data from a child through our site, we will eliminate that data.  

You may learn more about protecting children’s privacy online by visiting:https://www.consumer.ftc.gov/articles/0031-protecting-your-childs-privacy-online.

Any updates or changes to the terms of this Privacy Statement will be posted on our Site and the date of the newest version posted below. Please check back frequently, especially before you submit any Personally Identifiable Information at our Site, to see if this Privacy Statement has changed. By using our Site, you acknowledge acceptance of this Privacy Statement in effect at the time of use.

YOUR USE OF OUR SITE MEANS THAT YOU ACCEPT THE PRACTICES SET FORTH IN THIS POLICY. YOUR CONTINUED USE INDICATES YOUR AGREEMENT TO THE CHANGES.